The deal is in line with Saudi Vision 2030 goals to push homeownership in the Kingdom to 70 percent by the end of the decade.
REDF provides subsidised loans to Saudi home buyers, while SRC, owned by Saudi’s sovereign wealth Public Investment Fund, buys real estate portfolios from local banks and property finance firms and packages them into shariah-compliant mortgage-backed securities for sale to domestic and international investors.
SRC chief executive Fabrice Susini said: “This is our largest agreement worth SR10bn with a home financing originator and with this, we are unlocking opportunities for the growth of home financing market in the kingdom by creating low-risk tools in partnership with financial institutions.”
REDF, through the Kingdom’s Mado’om mortgage programme, has provided more than SR31 billion in monthly support to over 560,000 homebuyers to the third quarter of this year from June 2017.
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